01 - In a medium saucepan over low heat, combine cream cheese, shredded cheddar, sour cream, and whole milk. Stir continuously until the mixture is smooth and cheeses have melted.
02 - Add minced garlic, Dijon mustard, paprika, black pepper, and salt. Stir until fully blended and heated through.
03 - If desired, fold in chopped chives and diced jalapeños for added flavor and heat.
04 - Transfer the dip to a serving bowl and serve warm alongside chips, breadsticks, or fresh vegetables.